About Us and Our Mortgage Loan Options | Horizon
About Us

Pat Mistowski

President

Work
603 East Broadway Street
Prosper, TX 75078

Profile
Pat has been and continues to be one of the most prolific mortgage professionals for over 10 years, Pat and his team is one of the country’s #1 producers of FHA/VA loans.

When purchasing or refinancing a home, his team are there with you, every step of the way. Currently Licensed in Texas and California.

NMLS – #198754

Pat Mistowski

Sharon Mistowski

Director of Business Development

Work
603 East Broadway Street
Prosper, TX 75078

Profile
“Mortgages and Credit is our business… Changing people’s lives is our passion”

In the course of a diverse 25-year career in all aspects of lending, Sharon has proven to be a skilled executive, building long lasting relationships in the community and industry. Her broad knowledge and expertise extends to all aspects of financial wellbeing, as well as the adversity that many consumers face with credit issues. Holding an MBA in accounting her expertise and knowledge is unsurpassed.

Sharon Mistowski

Carrie Bycott

Operations Manager

Work
603 E Broadway St
Prosper Texas 75078

Profile
Carrie, brings more than ten years of Operation and processing Management to the company. A detail-oriented professional, Carrie has the tenacity to get things done – and most importantly, get them done on time. Her steady demeanor and strong work ethic help ensure the Mistowski Team’s clients experience smooth, streamlined home-financing transactions.

Carrie Bycott

Scott Simmons

Residential Mortgage Loan Originator NMLS 255720

Work
5729 Lebanon Road 154
Frisco, TX. 75034

Profile
With over 20 years of experience in the mortgage industry, I have helped thousands of clients turn their Loan into a Home. I understand my customers’ needs to obtain the right program, and the best rates possible.

Whether you’re a first-time home buyer, looking to trade up, deciding to downsize, or simply wishing for a change, I can help you before you ever make an offer on a property. Let’s sit down and let me assist you in obtaining a clear picture of what type and amount of loan is realistic. There are many factors to consider when getting a home loan; interest rates are only one element of the complete package. I will help you consider all your options so you can concentrate on making the best decision for your needs.

Scott Simmons

Scott Simmons

Sofia Vig

Residential Mortgage Loan Originator

Profile
Sofia is a seasoned professional, with a rich diverse background. Sofia comes with a great academic background in law and finance. Sofia has proven to be a skilled leader with excellent interpersonal skills speaking Hindi, Tamil, Marwari, Telugu- Indian and English, enabling a wide range of partnerships with borrowers’ and Realtors’. Her broad knowledge and expertise extends to all aspects Mortgages and lending practices. Sofia is committed to her passion of lending and is customer focused. Her goal is to enable and empower you to make the best decision for your needs.

Horizon Lending Services,
LLC – 1656455
NMLS – 1627282

Ray Hosack

Brand Manager – Richardson Office

Address
1750 North Collins, Suite 200K
Richardson, TX 75080

Direct: 817-602-4108
ray@horizonlendingservices.com

 

Profile

An attorney by trade, Mr. Hosack possesses a unique insight to the needs of each individual borrower to oversee their proper placement among the multitude of programs Horizon Lending Services, LLC has to offer. A longtime Texas resident and TCU and Wesleyan School of Law graduate, Mr. Hosack has also lived and worked in California along with studying at the prestigious Gould School of Law at the University of Southern California.
When not tending to the needs of his clients’, Ray is active in the animal rescue community, helping pull and transport animals from local shelters to their forever homes across the country (with the exception of the multitudes of critters his family has decided aren’t leaving…).

Ray Hosack
Scott Simmons

Brad Anderson

Branch Manager – Little Elm

Address
407 West Eldorado Parkway #360
Little Elm, TX 75068

Office: 469-502-4800
Cell: 469-955-2343

 

Profile
Brad has lived in Texas for over 25 years with his wife and family. His career started in the hotel industry where he learned the importance of delivering full service to all of his clients. Brad carries that with him in his current roles in the real estate and lending industries. He knows that delivering a high level of customer service will sustain his business for years to come. Brad inspires both his clients and business partners through ongoing coaching and development in addition to creating as many business opportunities as possible. In addition to his success in business, he is also involved heavily with the local community and even sits on the board of the Little Elm Chamber of Commerce.

Misty Michael

Branch Manager – Little Elm Office

Address
407 W Eldorado Pkwy #370
Little Elm, TX 75068

Office: 469-502-4800
Cell: 214-906-0635
Fax: 972-692-2650
misty@horizonlendingservices.com

Profile

Misty Michael is a native Texan. She is married with two wonderful children. She started her career in accounting at a commercial real estate company and then moved into a real estate sales role where she has always been a top producer. She is now a real estate broker who loves investing in the lives of her team and clients. The vast array of knowledge she has gained over the years has propelled her to success. She brings to the mortgage industry 20 plus years of leadership and experience working in the real estate industry. Her commitment is to ensure that each clients receive the absolute best customer service. She is an author and a member of the American Association of Christian Counselors. Her passion is to partner with others, leading them to overcome life’s battles and live with purpose.

Misty Michael
Jeff Doss

Jeff Doss

Residential Mortgage Loan Officer

Profile
With over 20 years of sales and customer-service experience Jeff brings a high-energy and driven attitude to the Mortgage Loan Officer position. Jeff recognizes that every customer has different needs so he customizes every loan and provides a personal touch that separates him from other loan officers.

Jeff graduated with an English Degree from Virginia Tech and wears the orange and maroon proudly on game days. When not working Jeff takes advantage of everything the DFW area has to offer such as sporting events, concerts or trying new restaurants with his lovely fiancée and their daughter.

NMLS – 1722953

Pam Preston

Residential Mortgage Loan Officer

Work
407 W Eldorado Parkway suite 360
Little Elm, Texas 75068

Cell: 214.762.7589
pam@horizonlendingservices.com

Profile
With 25 years of mortgage financing experience, Pam has been recognized as a top producer with excellent customer satisfaction ratings. Whether you are buying, selling, building or refinancing a home, Pam looks forward to helping you select the best loan program that fits your specific needs. You can be assured, your mortgage transaction will be handled with honesty, integrity and with ease.

NMLS – 359084

Pam Preston<
Raza Ali

Raza Ali

Residential Mortgage Loan Officer

Address 1750 N Collins Road 200k
Richardson, TX. 75080

Direct: 469-667-2781
Fax: 972-692-2650
raza@horizonlendingservices.com
horizonlendingservices.com

Profile
I have been involved with Real Estate Financing & Brokerage for over 20 years. Primarily in a business development capacity because I love to help people. It gives me immense pleasure when I’m successfully able to help realize the home ownership dream of a family. My goal is always to find the best value.

My speciality includes helping first time home buyers/sellers, new built homes direct from builders, investors seeking a positive retirement income stream through real estate acquisition, profiting from rehabbing and selling distressed real estate, tax sheltered real estate income by setting up a tax deferred real estate custodian account, & mortgage financing. I guide my customers to the end of teh process regardless of your experience.
You have a trusted advisor by your side.

NMLS 215289

LaQuisha Crawford NMLS 942863

Residential Mortgage Loan Officer

Work
603 E Broadway St
Prosper, TX. 75078

Direct: 469-769-8520
Office: 972-347-9224
Fax: 972-692-2650
laquisha@horizonlendingservices.com
horizonlendingservices.com

Profile
LaQuisha has a diverse background in Sales, Management, and Customer Service. She is a seasoned professional with over 6 years’ experience in Loan Origination. She has a strong academic background in Financial Services and holding a degree in Mortgage Banking from North Lake College. She is very devoted to her passion in lending practices and providing excellent customer service. In her down time, she is big on spending quality time with family and is very active in her church outreach ministry. With her servant heart, she is very passionate about being a helping hand to others who are in need.

Serving Texas and Louisiana –

LaQuisha Crawford

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