About Us and Our Mortgage Loan Options | Horizon
About Us

Sharon Mistowski

Director of Business Development

Work
603 East Broadway Street
Prosper, TX 75078

Profile
“Mortgages and Credit is our business… Changing people’s lives is our passion”

In the course of a diverse 25-year career in all aspects of lending, Sharon has proven to be a skilled executive, building long lasting relationships in the community and industry. Her broad knowledge and expertise extends to all aspects of financial wellbeing, as well as the adversity that many consumers face with credit issues. Holding an MBA in accounting her expertise and knowledge is unsurpassed.

Sharon Mistowski

Carrie Bycott

Operations Manager

Work
603 E Broadway St
Prosper Texas 75078

Profile
Carrie, brings more than ten years of Operation and processing Management to the company. A detail-oriented professional, Carrie has the tenacity to get things done – and most importantly, get them done on time. Her steady demeanor and strong work ethic help ensure the Mistowski Team’s clients experience smooth, streamlined home-financing transactions.

Carrie Bycott

Scott Simmons

Residential Mortgage Loan Originator NMLS 255720

Work
5729 Lebanon Road 154
Frisco, TX. 75034

Profile
With over 20 years of experience in the mortgage industry, I have helped thousands of clients turn their Loan into a Home. I understand my customers’ needs to obtain the right program, and the best rates possible.

Whether you’re a first-time home buyer, looking to trade up, deciding to downsize, or simply wishing for a change, I can help you before you ever make an offer on a property. Let’s sit down and let me assist you in obtaining a clear picture of what type and amount of loan is realistic. There are many factors to consider when getting a home loan; interest rates are only one element of the complete package. I will help you consider all your options so you can concentrate on making the best decision for your needs.

Scott Simmons

Scott Simmons

Sofia Vig

Residential Mortgage Loan Originator

Profile
Sofia is a seasoned professional, with a rich diverse background. Sofia comes with a great academic background in law and finance. Sofia has proven to be a skilled leader with excellent interpersonal skills speaking Hindi, Tamil, Marwari, Telugu- Indian and English, enabling a wide range of partnerships with borrowers’ and Realtors’. Her broad knowledge and expertise extends to all aspects Mortgages and lending practices. Sofia is committed to her passion of lending and is customer focused. Her goal is to enable and empower you to make the best decision for your needs.

Horizon Lending Services,
LLC – 1656455
NMLS – 1627282

Ray Hosack

Brand Manager – Richardson Office

Address
1750 North Collins, Suite 200K
Richardson, TX 75080

Direct: 214-872-0260
ray@horizonlendingservices.com

 

Profile

An attorney by trade, Mr. Hosack possesses a unique insight to the needs of each individual borrower to oversee their proper placement among the multitude of programs Horizon Lending Services, LLC has to offer. A longtime Texas resident and TCU and Wesleyan School of Law graduate, Mr. Hosack has also lived and worked in California along with studying at the prestigious Gould School of Law at the University of Southern California.
When not tending to the needs of his clients’, Ray is active in the animal rescue community, helping pull and transport animals from local shelters to their forever homes across the country (with the exception of the multitudes of critters his family has decided aren’t leaving…).

Ray Hosack
Raza Ali

Raza Ali

Residential Mortgage Loan Officer

Address 1750 N Collins Road 200k
Richardson, TX. 75080

Direct: 469-667-2781
Fax: 972-692-2650
raza@horizonlendingservices.com
horizonlendingservices.com

Profile
I have been involved with Real Estate Financing & Brokerage for over 20 years. Primarily in a business development capacity because I love to help people. It gives me immense pleasure when I’m successfully able to help realize the home ownership dream of a family. My goal is always to find the best value.

My speciality includes helping first time home buyers/sellers, new built homes direct from builders, investors seeking a positive retirement income stream through real estate acquisition, profiting from rehabbing and selling distressed real estate, tax sheltered real estate income by setting up a tax deferred real estate custodian account, & mortgage financing. I guide my customers to the end of teh process regardless of your experience.
You have a trusted advisor by your side.

NMLS 215289

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